Professionals provide specialized skills and guidance to customers, but errors in judgment and oversights in what is required can lead to harm and damages. Although professionals may carry insurance coverage through a commercial general liability policy, the standard CGL may exclude damages caused by the rendering of professional services. You may have gaps in the coverage being provided and if you are a defendant in a lawsuit, may receive a reservation of rights indicating that you may have personal exposure. If you are a professional, prior to any claims being made, discuss with your insurance agent coverage for the professional services being provided. If you find yourself in litigation, our attorneys can protect your personal interests that may not be covered by insurance and can pursue the maximum coverage available.